2- Culture and Religion, Freedom Movement, Important National Facts about India, Heritage, Arts and Dance
3- History, Defence, Wars and neighbours, Awards and Authors, Discoveries, Diseases and Nutrition
4- Current Affairs, Languages, Capitals and Currencies, Common Names, Full Forms and Abbreviations
5- Eminent Personalities, National : Bird/Animal/Sport/Flower/Anthem/ Song/Flag/Monuments
6- Sports : Championships / Winners/ Terms/ Number of Players
यह एग्जाम आपका कंप्यूटर पर होगा Computer-based Examination.
total of 50 questions, each carrying 01 mark
The question paper will be bilingual (Hindi & English)
The standard of the question paper will be that of class 10th s
Duration of examination will be 30 minutes
NOTE-आपको लिखित परीक्षा के दोनों सेक्शंस में पास होना अनिवार्य है,The candidates are required to pass in all sections and in aggregate
(Negative Marking) for wrong answers IS one fourth (0.25) OR 1/4
Physical Fitness Test (PFT).
PFT will consist of 1.6 Km run to be completed in 7 minutes,
20 squat ups (Uthak Baithak)
Minimum height 157 cms
Minimum chest expansion of 5 cms.
The candidate must be in good physical and mental health, free from any defect likely to interfere with the efficient performance of duties both ashore and afloat under peace as well as war conditions as per Navy Order (Special) 01/2008.
NOTE- Preliminary Medical Examination for recruitment will be considered only “Provisionally fit subject to fitness in the final medical examination”. Final Enrolment Medical Examination of all selected candidates will be done at INS Chilka. Candidates who are found medically fit in Final Enrolment Medical Examination will be enrolled.
FINAL MERIT LIST
The merit list will be available on website www.joinindiannavy.gov.in on 21 Feb 2020
1- Initial shortlisting will be done based on the marks scored in the Online Test
2- Final Selection will be based on the consolidated marks obtained for Online Test and Personal Interview.
3- Bank reserves the right to make required modifications in the selection process considering the number of applications for the post.
1-There will be ¼ or 0.25 penalty for wrong answers in objective test.there will be no any negative marking for subjective test.
2-Tests will be made available only in English
Legal Aspects of Banking
01. In the case of a bearer cheque, the identity is not necessary
02. When an order cheque is endorsed in blank, it becomes payable to bearer and transferable by mere delivery
03. A cheque crossed “Not Negotiable”, is still transferable
04. As per section 138 of Negotiable Instruments Act, there is a provision of penalty when the cheque issued in discharge of a liability is dishonoured due to insufficient funds in the account, subject to the condition that the cheque has been presented to the bank within a period of three months and is not honoured due to insufficient funds
05. A fixed deposit receipt cannot be endorsed
06. A cheque is presented in an account but there is no sufficient balance to meet the same. The cheque will be returned with the remarks – insufficient funds
07. The cheque on behalf of a partnership firm can be stopped for payment by any partner whether authorized to operate the account or not
08. The marginal farmer is one who possesses agriculture land upto 1.25 acres of irrigated land or 2.5 acres of non-irrigated land
09. Registration of charge is not required in the case of pledge, lien, set-off and appropriation
10. Loans for construction of godown for own use of farmers is not part of indirect finance to agriculture
11. Olericulture is cultivation of vegetables
12. Agriculture labourer is a labourer whose income from agriculture is more than 50%
13. Nostro account is an account of a bank established in India with a Foreign Bank in another country and the account is maintained in foreign currency
14. Resident Foreign Currency (RFC) account scheme is available for home returned Non resident Indians
15. Under packing credit limit, the extent of finance is computed on the basis of Freight on Board basis
16. Forfeiting refers to discounting of export bill without recourse to the seller
17. In an overdraft account, when the death notice of partner is received the bank should stop the operations to avoid application of Clayton’s case
18. A company is not dissolved by lunacy of a director or bankruptcy of a director or death of a director
19. In the case of insolvency, the banker’s obligation to honour customer cheques comes to an end when the customer is adjudged insolvent
20. A lien is the right to retain goods or securities belonging to a debtor until he has discharged a debt due to the retainer thereof
21. The shareholders of a Private Limited Company cannot transfer the shares to any other individual other than the shareholders of the company
22. The rule in Clayton’s case applies in the case of running accounts having debit balances in respect of partnership accounts
23. The term banking has been defined in Banking Regulation act – 1949
24. Bills drawn in respect of goods delivered by parties to various Government/Semi Government departments are known as supply bills
25. Goiporia committee has made the recommendations – Commencement of employee working hours should be 15 minutes before commencement of business hours
26. Banking companies are registered under – Banking Regulation act – 1949
27. Bipartite settlements are registered under Industrial Disputes Act
28. Financial products, whose prices are derived from the price of the underlying currency, interest rate, stocks etc. are called as– securitization
29. Revaluation reserves is a part of subsidiary capital/tier II capital
30. The committee headed by Y V Reddy –revised the concept of liquidity and monetary aggregates
31. Verma Committee was appointed to examine the restructuring of weak banks
32. The process through which any member-owned organization becomes a shareholder-owned company is called demutualization
33. Official Language deals with the following articles of constitution – 343 to 351
34. Hindi was declared as the official language of the union on 14-09-1949
35. The system of electronic funds transfer was suggested by the committee headed by – B D Shah
36. INFINET is – RBI’s VSAT based communication system
37. The negotiable instruments act is applicable for the entire part of the country
38. If the cheque is drawn in favour of “Mother God” or order, the cheque is to be returned with the reasons – “since drawn on fictitious name”
39. A cheque payable to Rohit is endorsed as follows – Pay to “Kabil on his marriage”. This endorsement is a conditional endorsement
40. The cheque crossed – “account payee” drawn in favour of Mr Brij Nand is presented by Raman in his account and in this case the bank should not make the payment
41. The following are not negotiable instruments – airway bill, a currency note, a letter of credit and lorry receipt
42. Under section 25 of Negotiable Instruments Act, public holidays are declared by – the respective state governments by notifications in the official gazettes
43. Conversion means – not crediting the amount in the account of true owner
44. By “General Crossing”, we mean two transverse parallel lines on top left hand corner of a cheque
45. Forward exchange contract is an agreement where the foreign exchange is delivered at predetermined future date at a contracted date
46. Unless otherwise specified in the letter of credit, the insurance amount should be expressed in the currency of the letter of credit
47. On the death of the partner, bank opens a new account to rule-of the existing account to avoid application of Clayton’s case
48. Executor in banking means a person named by the deceased in his will for which probate is obtained
49. The partnership firm doing the banking business cannot have more than 10 partners and for other business, not more than 20 partners; otherwise it will become an illegal association. This is the condition as per Indian Companies act 1956.
50. The prospectus is an invitation to the public to subscribe to shares or debentures or deposits
51. According to the rule in Clayton’s case, the money paid in by a customer has to be applied towards adjustment in overdraft account in order of time in which the debits were incurred
52. Banking company is prohibited from undertaking business like trading of goods etc under – Banking Regulation act 1949
53. For availing remedy under section 138 of Negotiable Instruments act, the holder will have to give notice to the drawer within 30 days of return of the cheque
54. When a firm has branches at different places and wishes to avail the loan at all stations, the documents will be executed at its Head Office and sub limits will be allocated to branches at different places
55. In the case of any doubt about stamp duty, clarification can be sought from State Stamp Authority and Controller of stamp duty
56. Banks were nationalized under – Banking Companies (Acquisition and transfer of undertaking) act-1970
57. When an account shows debit balance, the banker is a creditor and when the account shows credit balance, the banker is the debtor
reasoning, General/ Economy/ Banking Awareness, Data Analysis & Interpretation, will be on banking pattern
case study example-
Finance is like Oil to the Engine of the Indian Economy
As finance is the grease and the oil that keeps the engine of any economy running, the BFSI sector assumes importance in this context. While the post-independence era witnessed many large private banks that were either family or community run as well as some government-owned banks, the nationalization of the banking sector in 1969 and the early 1970s meant that the government was the prime mover as far as banking and finance was concerned.
Becoming World Class in their Practices and Dealing with Crises
Now, the BFSI sector in India is in a position where it can compete with its peers abroad and elsewhere mainly due to the pioneering efforts of the first wave of post-liberalization banks such as HDFC and ICICI. No wonder that the Indian BFSI sector has become a dream job destination for millions of graduates in the technical and managerial institutes.
Having said that, at present, the BFSI sector in India is in crisis due to its profligate lending practices during the boom years of the first decade of the 21st century. Indeed, concomitant with the growth of the Indian Economy and the blistering pace of capacity addition as well as booming industries, the banks and financial institutions threw caution to the winds and engaged in indiscriminate lending without doing their due diligence.
The Reserve Bank of India and Demonetization
No discussion on the Indian BFSI sector is complete without examining the role of the RBI, the country’s mandated regulator. Starting in its pre-independence and post independence periods of regulating the Indian BFSI sector to the privatization wave where it was tasked with maintaining the monetary policy and its preeminent role in safeguarding the Indian Economy from external shocks such as the GFC of 2008, the RBI has indeed done a stellar job of stewarding the Indian BFSI sector.
Having said that, its neutrality and independence have been questioned in recent years especially with the Demonetization measure, and this has worrying trends for the future of the Indian BFSI sector.
Indeed, Demonetization could be counted as the most radical measure as far as the Indian Economy in the post-independence era is concerned.
देखिए डायरेक्ट एंट्री है इसमें आपका सिर्फ एसएसबी होगा उसके बाद मेडिकल टेस्ट होगा उसके बाद फाइनल मेरिट लिस्ट बनेगी जितनी बच्चों की वैकेंसी होगी उतने बच्चे ले लिए जाएंगे और आप की ट्रेनिंग शुरू हो जाएगी , आप की ट्रेनिंग 49 WEEKS की होगी ट्रेनिंग को सक्सेसफुली पास करने के बाद आप भारतीय सेना में अफसर बनाए जाएंगे
यह वैकेंसी एनसीसी NCC वाले बच्चों के लिए एक सुनहरा मौका है भारतीय सेना में अफसर बनने का
यह वैकेंसी प्रत्येक वर्ष टाइम टू टाइम आती रहती है
\ Selection Procedure.
Shortlisting of Applications.
After shortlisting of applications, the Centre allotment will be intimated to candidates via their email approx 2-3 weeks after last day of application. After allotment of Selection Centre, candidates will have to log in to the website and select their SSB dates which are available on a first come first serve basis, upto a specified date, as notified on website.
Only shortlisted eligible candidates will undergo SSB at Selection Centres, Allahabad(UP), Bhopal(MP), Bangalore (Karnataka) and Kapurthala (PB). Call up letter for SSB interview will be issued by respective Selection Centre on candidates’ registered e-mail id and SMS only.
Candidates will be put through two stage selection procedure. Those who clear Stage I will go to Stage II. Those who fail in stage I will be returned on the same day. Duration of SSB interviews is five days and details of the same are available on official website of Directorate General of Recruiting ie www.joinindianarmy.nic.in
Candidates recommended by the SSB and declared medically fit, will be issued joining letter for training in the order of merit, depending on the number of vacancies available,
सबसे पहले आपका रिटेन एग्जाम होगा रिटेन एग्जाम में पास होने के बाद आपको एक इंटरव्यू टेस्ट देना होगा फिर बाद में रिटन एक्जाम तथा इंटरव्यू के नंबर को साथ में रखकर एक फाइनल मेरिट लिस्ट बनाई जाएगी अगर आपका उसमें नाम आ जाता है तो अब फाइनली सिलेक्ट होंगे |
Syllabus for written examination for PGT (Biology)
Diversity of living world
Taxonomic aids, keys, specimen management ; Systematic and binomial system of nomenclature; Classification of living organisms( five kingdom classification, major groups and principles of classification within each group)
General description of monera, protozoa, fungi, algae, bryophytes, pteridophyes, gymnosperms, angiosperms ( major groups of angiosperms upto sub class) ; Botanical gardens ,herbaria, zoological parks and museums .
Salient features of animal ( nonchordates up to phylum level and chordates up to class level).
Structural organisation in plants and animals
Morphology, Anatomy and histology of angiosperms: Root , stem , leaf, flower , inflorescence, fruits and seeds, Tissues : Meristamatic and permanent ( epidermal, ground, vascular). Cambial activity, secondary growth, type of wood. Animal tissues ; Morphology, Anatomy and histology of annelids , insects , amphibians.
Structural and functional organization of cell Cell
cycle , detailed study of Cell division (mitosis , meiosis) ; Cell death ; Structure and function( metabolism) of carbohydrates, proteins, lipids and nucleic acids ; Enzymology : Classification and nomenclature of enzymes ; Structure ; Mechanism of action, single substrate and bisubstrate enzyme ; Activators and inhibitors of enzymes ; Factors affecting the activity of enzymes.
Water relations: Properties of water, water in tissues and cells, Transport of water and solutes( food, nutrients, gases) : Transport across cell membrane ; soil-plant-atmosphere continuum ; Minerals required by plant, their absorbable form, functions, deficiency symptoms, essentiality of mineral, N2 metabolism, biological fixation ;
Cellular Metabolism: Gluconeogenesis, Glycogenesis and glycogenolysis, hormonal regulation ; Oxidation of food, respiratory efficiency of various food components ; transport and detoxification of ammonia , Lipid Metabolism ; Photosynthesis: Basic principles of light absorption, excitation energy transfer, electron transports, cycles ( C2 , C3, C4, CAM ), plant productivity, measurement of photosynthetic parameters ; Physiological responses to abiotic stresses ; Sensory photobiology ; Plant growth regulators : Growth ,differentiation / de-differentiation and re-differentiation, development ; Physiological affects and mechanism of action of plant growth hormones, Flowering : Photoperiodism and its significance, endogenous clock and its regulation, floral induction and development, vernalisation ; Plant movements.
Morphology, Anatomy, Histology, Physiology, Control and Disorders of Digestion, Respiration, Body fluids and Circulation, Excretion, Skeleton system & muscle, Nervous; Physiology of high altitude.
Plants: Structural details of angiospermic flower, development of gametophytes, pollination and its types, agencies of pollination, pollen- pistil interaction, fertilization, Artificial hybridization (emasculation and bagging) development of seed and fruit ; Apomixis and Polyembryony ; Self incompatibility: Structural and biochemical aspects; methods to overcome incompatibility; Experimental Embryology; Human Reproduction: Morphology, Anatomy, Histology and Physiology of reproduction ; Neuro-endocrine control ; Sexual behavior in infancy, pre-adolescence, adolescence and of adult ; Implantation, Pregnancy and Parturition ; Mammary gland and Lactation ; Infantile mammary gland, pubertal changes in mammary gland; Structure of adult mammary gland, galactopoiesis, milk let down ; Menopause. Senescence – Impact of age on reproduction.Foetal and Embryonic Gonads and Genital ducts ;Hormonal basis of sex differentiation ; Disorders of sexual differentiation development ;Reproductive Health: Problems and strategies, Population explosion –causes and effects, birth control measures- natural methods, physical / barrier, bio-chemical, hormonal, immunological, surgical methods, IUD’s , amniocentesis, female feticide, MMR, IMR, MTP, STD’s, infertility Disorders of female and female reproductive systems – Sexual dysfunction; Infertility – Causes and curative measures ; Reproductive toxicology of environmental and industrial chemicals, drug and alcohol ;Medically assisted human reproductive technologies, GIFT, IUT, ZIFT, TET ; Embryo culture.
Principles of Inheritance and Variation: Mendelian genetics, Inheritance of one gene, two genes, post mendelian inheritance; Recombination frequency, chromosomal theory of inheritance ; Drosophila genetics, linkage and recombinations ; Mutation :General properties of mutations ; Adaptation versus mutation ; molecular basis of gene mutation : DNA repair mechanisms ; Pedigree analysis ; Human karyotype-banding ; genetic and environmental basis of sex determination, Y- and X-linked genes; Numerical and Structural abnormalities of human chromosomes and related syndromes ; Human metabolic disorders.;Molecular Basis of Inheritance: Chemical nature of DNA and RNA, Biological functions of nucleic acids ; Search for genetic material, RNA world ; Replication ; Transcription and processing of RNA, Genetic code ; Translation, post-translational modifications ; Ribosomes and Proteins ; Regulation of Gene expression ; DNA Fingerprinting ; Gene mapping ; Chromosome banding; Restriction enzyme, nucleotide sequence comparisons and homologies ; Molecular clocks ; Genetics in modern agriculture ,animal breeding, medicine, human behaviour ; Misuse of genetics ;
Genetic Counseling ; Gene therapy ; HGP ; Gene Activity in prokaryotes and eukaryotes ; Signals for gene control – Hormones and growth factors ; Totipotency & Pleuripotency ; Stem cell and Gene therapy ; Bacterial transformation, transduction and conjugation, Bacterial chromosome ; Bacteriophages : Types, structure and morphology ;Evolutionary biology: Cosmic evolution – Physical basis of life ; Theories of origin of life ; Origin of life through biochemical evolution ;
Experimental evidences for origin of life ; The origin of natural selection ; Extraterrestrial life ; Evolution of the eukaryotic cell : Evolution of the Metazoa ; Evolution of chordata and the evolution of the major vertebrate classes; Origin and evolution of man : Population Genetics; Genetic variations ; Polymorphism ; Gene frequency; Hardy Weinberg equilibrium ; Genetic drift, founder effect ; adaptive radiations, ecological significance of molecular variations.
Biology in Human welfare
Health and disease ; types of diseases, common diseases in humans ; Immunology – Innate and Acquired immunity ; Passive and active immunization ; Organization and structure of lymphoid organ ; Cells of the immune system and their differentiation ; Lymphocyte traffic ; Nature of immune response ; Structure and Functions of antibodies : Antigen-Antibody interactions ; Humoral immune response ; Cell mediated immunity ; Immunological memory ; Auto-immunity ; Allergies; HLA system in human :MHC haplotypes ;
Transplantation types and problems ; Immunodeficiency disorders ;etiology of HIV ; types, genetics and biochemistry of cancer ; Drugs and alcohol abuse, Addiction , drug dependence, ill effects, prevention, its abuse in adolescents and its management;Strategies for food production and enhancement: Animal husbandry, management of farm animals, breeding strategies ( natural and artificial) and their types, economic importance of each ; Plant breeding, method of release of new variety, HYV of common cereals and pulses, bio-fortification, SCP ; Tissue culturing, somatic hybridization;Microbes in Human Welfare:
Technology associated and use of Microbes in household, industries, medicine, bio-active molecules, sewage treatment and STP, Ganga and Yamuna action plan, biogas production, biocontrol agents, biofertilizers.
Principles of Biotechnology
Genetic engineering tools and technique, technique of separation and isolation of DNA, cloning vectors ,electrophoresis, bio reactors, processing of its products. Tissue engineering ; Cryopreservation ; Fusion methods, detection and applications of monoclonal antibodies, DNA vaccines, Edible vaccines.;Application in agriculture : GMO for pest resistance, RNAi and dsRNA technology,Application in Medicine, genetically engineered products, gene therapy. Molecular diagnosis : serum and urine analysis, PCR, ELISA ; Transgenic animals : their physiology, biological products and their use for testing the safety of vaccine and chemicals ; Bioethics issues ; biopyracy
Organism and its environment, distribution of biomes, major physical factors and the physiological responses shown by organisms ; Physical adaptation of plants and animals, rules governing adaptations ; Population attributes and growth, logistic curves, Darwinian fitness ; Population interactions and their theories ; Ecosystem structure and functions, ecosystem productivity and standing crop, decomposition in nature, energy flow in GFC / DFC, ecological pyramids, succession of community ; Nutrient cycle ; ecosystem services ; Biodiversity types and its patterns, importance of diversity, its loss and their causes, conservation strategies ; Environmental issues : Types of pollution, their indicators, causes, effects, prevention and treatment ; Deforestation, recommended forestation, reforestation, case studies of people’s participation in conservation.
आप का सब्जेक्ट नॉलेज और आपका ज्ञान आपका रिटेन एग्जाम में चेक हो चुका है | अब इंटरव्यू में आपसे मोस्टली आपकी टीचर क्वालिटी जांची जाएगी कि आप सही से समझा पाते हैं या नहीं समझा पाते हैं ,आप घबरा तो नहीं जाते हैं ,आप बच्चों के क्वेश्चन का जवाब दे पाएंगे या नहीं दे पाएंगे ,आपके अंदर अध्यापक के गुण हैं या नहीं है और थोड़ा बहुत आप का सब्जेक्ट नॉलेज पूछा जाएगा |
Ability to comprehend, analyze and interpret an unseen text Three/four unseen texts of varying lengths (150-250 words) with a variety of objective type, multiple choice questions ( including questions to test vocabulary) testing factual and global comprehension.
Testing ability to express facts views/opinions in a coherent and logical manner in a style suitable to the task set.
B.1 One short writing task such as notice, message or a postcard.
B.2 Writing a report of an event, process, or place.
B.3 Writing an article/debate/ speech based on visual/verbal input on a given concurrent topic for e.g. environment, education, child labour, gender bias, drug-abuse etc presenting own views fluently.
B.4 Writing a letter (formal/informal) on the basis of verbal/visual input. Letter types include: (a) letter to the editor; (b) letter of complaint; (c) letter of request; (d) descriptive, personal letters
Grammar and Usage
(Section – C)
Ability to apply the knowledge of syntax, language/grammatical items and to use them accurately in context.
The following grammatical structures will be tested:
(4) Subject – verb concord
(7) Parts of speech
(9) Sequencing to form a coherent sentence or a paragraph
(Section – D)
To test the candidate’s familiarity with the works of writers of different genres and periods of English Literature.
The candidate should have a thorough knowledge of :-
Romantic Period ( e.g. Shelley, Wordswoth, Keats, Coleridge, Byron etc.)
19th & 20th Century American and English Literature (e.g. Robert Frost Hemingway, Ted Hudges, Whitman, Hawthorne, Emily Dickinson, Bernard Shaw etc.)
Modern Indian Writing in English (e.g. Anita Desai, Vikram Seth, Nissim Ezekiel, K.N. Daruwala, Ruskin Bond, R.K. Narayan, Mulk Raj Anand, Khushwant Singh etc.)
Modern Writings in English from different parts of the world.